Complete your loan with 1 hour
Complete your loan application online. We can complete your application in one hour because there is no home visit required and the paperwork is simple to complete, including appraising your car via What's App. Then take your car to one of our insured and secure indoor storage partner facilities, and we will release the funds within minutes.
No credit checks are required or impact on your credit score
We offer a discreet and confidential service. Your privacy is our primary concern. We do not consult or report to
any credit reference agencies or similar organizations. Your personal information will always remain private and
confidential. As we are lending money against your assets, your credit score is not relevant to our decision to
Cash in 1 hour from £5000 - £250,000
Our loans range from £5,000 to £250,000 and up to a maximum of 70% of the car's trade value, based upon an independent, industry expert market appraisal.
PawnYourCar.co.uk will offer a higher loan-to-value for prestige, classic, and vintage cars in comparison to other high-street pawnbrokers, who may only offer the market standard loan-to-value of 50–55%.
If your car still has outstanding finance, we can still help. We must first pay off the outstanding debt with the proceeds of our new loan.
No loan payment is required until the loan is settled
All our loans are for a fixed period of 6 months, and you can repay early at any time without penalty, make capital overpayments, and pay a reduced amount of interest. There is absolutely no requirement to make a loan payment until you settle the loan in full.
Subject to underwriting and the car valuation being satisfactory, you may be able to apply for a new loan term of 6 months, provided the interest due from the first 6-month term is paid.
No hidden fees or charges
When we agree to your loan with PawnYourCar.co.uk, you will receive 100% of the agreed loan.
We believe in
complete transparency. We have no hidden fees, no early repayment penalties, no upfront deductions, no monthly
minimum charges, and no default fees.
We are committed to giving our customers a low-interest rate and giving them the freedom to pay off their loans early without being charged a fee, make extra payments, and pay less interest overall.
Guaranteed fair car valuation
We use CAP the valuation experts, with over 30 years of industry experience, to guarantee an accurate and fair
valuation for our prestige vehicles. CAP is the premier provider of used car valuations and is recognised as
being the most accurate by car dealers, finance suppliers, and other motor professionals across the UK.
With classic or vintage cars we consider various things, including the
manufacturer, model, and mileage, as well as the overall condition. We also look for provenances, such as
original purchase documentation and service/maintenance documents. All these factors are taken into
consideration when determining a truly open market valuation.
For any classic or vintage cars, we have a UK-wide network of industry experts who provide accurate fair market
appraisals on all cars in real-time.
Safe and secure car storage
While your car is with us, it will be subject to the utmost protection and specialist care. All our partner facilities
are fully insured, and your vehicle is stored indoors in a temperature-controlled environment.
The vehicle will receive ongoing care and maintenance throughout its time in our storage. When you have
your loan in full, you will be free to pick up your car or we can return the vehicle in the exact same
by a specialist, unmarked transportation, subject to an additional cost.
We understand that most classic and vintage cars cannot be driven, hence we provide a logistical transport
service. If you require assistance, we will pick up the car by specialist unmarked transportation and
your car to our storage facility, at an additional cost.