About Us

We specialise in Car Pawn

PawnYourCar.co.uk is a direct lender, we are not a broker. We operate throughout the UK - England, Scotland, Wales, and Northern Ireland. We are regulated by the Financial Conduct Authority and members of the Consumer Credit Trade Association.

Our experience in finance

With over 30 years’ experience in the financial services industry, we are committed to providing our customer the highest quality service and the upmost care. Our business ethos and culture are premised on treating all customers fairly and that every loan on your car matters.

As a direct lender, PawnYourCar.co.uk is regulated by the Financial Conduct Authority and is a member of the Consumer Credit Trade Association.

In addition, PawnYourCar.co.uk are fully compliant with General Data Protection Regulations [GDPR] and therefore our customer information remains confidential, and we guarantee that we never sell any customers data to any third party.

Customers can apply on our website 24 hours a day 7 days a week for an instant decision. If a customer prefers to speak to a one of our experienced loan consultants, they can call

0300 577 5000 or email sales@pawnyourcar.co.uk.

PawnYourCar.co.uk will never ask our customers to surrender their ownership documents or undergo a credit check. All loans are completed using a regulated pawn agreement which provides our customer with a fair loan and greater protection under consumer credit law.

With loan amounts of between £5000 to £250,000 and the ability for our customers to sign online using e-signature our loans can be paid out the same day.

Peace of mind

With no hidden fees or charges, and the ability to settle the loan early, 100% penalty free, is the fairer and quicker way to release cash from your car.

Representative Example:

If you borrow £20,000.00 over 6 months at a flat rate of 63% per annum [fixed], and with a Representative 85.0% APR, you will make one total repayment of £27,200.00. This includes £6,300.00 interest and £900.00 storage. The total charge for credit is £7200.00. Your car is at risk if you fail to make the repayment.

Loan repayment length are for 6 months with early settlement allowed. The maximum APR is 146.5%.