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Terms of Use Policy

Terms of Use Policy

Asset Backed Loans Ltd t/a PawnYourCar.co.uk

1. Introduction

Asset Backed Loans Ltd is registered in England and Wales.

By accessing and using this website (the “Website”), you agree to be bound by these Terms of Use (the “Terms”). If you do not agree with these Terms, you should not use this Website.

2. This Website

Asset Backed Loans Ltd owns and operates this Website. These Terms govern your access to and use of the Website and all content made available through it.

3. Ownership and Use of Content

3.1 Ownership

All content on this Website, including but not limited to text, data, graphics, logos, images, software, and design (the “Content”), is the property of Asset Backed Loans Ltd and is protected by applicable intellectual property laws.

3.2 Permitted Use

You may:

  • View and display content on a device
  • Print individual pages for personal use

You may not:

  • Copy, reproduce, distribute, or republish any content
  • Store content on a shared or networked system
  • Use content for commercial purposes without prior written consent

3.3 Restrictions

You agree not to:

  • Modify, adapt, or create derivative works from any content
  • Use the Website or its content for unlawful or unauthorised purposes

4. Acceptable Use

You agree to use this Website only for lawful purposes. You must not:

  • Violate any applicable laws or regulations
  • Transmit harmful, offensive, or defamatory material
  • Interfere with the operation or security of the Website

5. Intellectual Property Rights

All intellectual property rights in the Website and its Content remain the property of Asset Backed Loans Ltd.

Nothing in these Terms grants you any rights to use any trademarks, logos, or branding without prior written permission.

6. Liability

6.1 No Warranty

This Website and its Content are provided on an “as is” and “as available” basis. We make no warranties regarding:

  • Accuracy
  • Completeness
  • Reliability
  • Fitness for purpose

6.2 Limitation of Liability

To the fullest extent permitted by law, Asset Backed Loans Ltd shall not be liable for:

  • Any indirect or consequential loss
  • Loss of profits, data, or business opportunities
  • Any damages arising from use of the Website

6.3 Information Disclaimer

Content on this Website is provided for general information only and should not be relied upon as financial or legal advice.

7. Regulatory Status

Asset Backed Loans Ltd provides unregulated lending products.

Nothing on this Website constitutes regulated financial advice or a regulated credit agreement. Users should seek independent advice where appropriate.

8. Privacy

Use of this Website is also governed by our Privacy Policy, which explains how we collect and use personal data.

9. Changes to These Terms

We reserve the right to amend these Terms at any time. Updated versions will be published on this Website, and continued use constitutes acceptance of the revised Terms.

10. Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

12. Events Beyond Our Control

We shall not be liable for any failure to perform obligations due to events beyond our reasonable control.

13. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, availability, or accuracy of such websites.

14. Downloads

Any files made available for download from this Website are subject to these Terms.

15. Contact

If you have any questions regarding these Terms, please contact us:

Representative Example:

If you borrow £100,000.00 over 6 months at a flat rate of 60% per annum (fixed), with a Representative 69.0% APR, you will make one repayment of £130,000.00. The total amount repayable will be £130,000.00, including £30,000.00 interest. The maximum APR is 93.2%.

During the term of the agreement, your asset is pledged to Asset Backed Loans Limited t/a PawnYourCar.co.uk as security.

⚠️ YOUR LOAN IS SECURED AGAINST YOUR ASSET. FAILURE TO REPAY UNDER THE TERMS OF THE AGREEMENT MAY RESULT IN YOUR ASSET BEING SOLD.